Smart finance for better buildings The Sustainable Melbourne Fund is Australia’s leading provider of secure, easy-to-access, low-cost, Environmental Upgrade Agreement Finance, a loan to improve a businesses environmental impact. Together with our partners we provide financial support for projects that improve the energy, water and environmental efficiency or sustainability of businesses and buildings, saving time, money, and improving their bottom-line. Finance to save on energy, water and waste Businesses can apply for finance to fund any improvements to their energy, water or waste performance, including installing solar. How it works We provide the upfront capital that businesses need to make sustainability improvements to their buildings. We do this through what’s called Environmental Upgrade Agreement– a loan to improve a building where the repayments are invoiced through an local government issued rates notice. Up to 100%, secure finance, is available with attractive terms, and quarterly repayments through council rates.